How a Busy Mom Saves Money

Living in rural America has its challenges; one of which is purchasing reasonably priced groceries, clothing, and household items. Something I have noticed, is that it is super easy to make assumptions about other people, especially the way they spend their money. As a seminary student, vicar of a rural parish, and busy mom of three, I have to be creative about the way I spend my money. Thankfully, my husband and I are both frugal, and we have worked together to make this wonderful life we are living.

Here are some ways that we save and manage our money:

  1. Wal-Mart: If you have kept up with my blog over the years, you know I love Wal-Mart. Their children’s clothes are amazing! They have cute styles at very affordable prices. My newest favorite thing about Wal-Mart is their grocery pick-up service. This allows me to pick out everything I need ahead of time and simply pull up to the delivery bay without going into the store and purchasing things I don’t really need.See the source image
  2. Buying local when possible! I know there are some rural mamas who make their weekly trips to the bigger cities to purchase groceries and things, but I have found that it is much cheaper for our family to buy what we need locally when we need it. Traveling 100+ miles to the bigger cities costs money, plus it usually includes going out to eat and purchasing snacks for the trip. When we do shop at Wal-Mart or Target, it is because we are already making a trip through the city for another reason.
  3. Second-hand stores: We have a great local thrift store. It is run by the ministerial association, and the profits support various ministries throughout the community. In addition to the great things the store does for the community and those in need, it is also a great place to purchase low-priced goods. For example, I recently purchased 2 brand new photo albums for $.50 a piece! Thankfully I had not hit the “Buy Now” button on Amazon, because the album I had in my Amazon cart was over well over $10. There is also a great consignment shop in Bismarck called Clothes Mentor. They sell name-brand, gently-used women’s clothing. I have found great deals, and I love the idea of reusing clothing instead of adding more clothing waste to this already full world.

Because of the ways my family saves money, we have been able to pay down our debt, pay off student loans, and make home improvements without building up credit card debt, all on our modest incomes.

I am so thankful for this world God has created for us to live in. I pray that you are basking in His love and creation without the stresses that finances can add to life. If you have stories or tips of your own that you would like to share, please comment below.

Peace and Blessings,
The Displaced City Girl.

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